Net Interest Income (4Q24)
R$625.6
million
Service Fees (4Q24)
R$132.5
million
Net Income (4Q24)
R$243.1
million
Expanded Credit Portfolio (4Q24)
R$53.2
billion
Client Base (4Q24)
5,207
Client Base
Return on Average Equity - ROAE (4Q24)
15.2%
Loans Overdue More Than 90 Days (4Q24)
1.1%
% of Loan Portfolio
Loan Loss Reserve (4Q24)
2.3%
% of Loan Portfolio
Basel Ratio (4Q24)
16.5%
Guidance
2025
R$625.6
million
Service Fees (4Q24)
R$132.5
million
Net Income (4Q24)
R$243.1
million
Expanded Credit Portfolio (4Q24)
R$53.2
billion
Client Base (4Q24)
5,207
Client Base
Return on Average Equity - ROAE (4Q24)
15.2%
Loans Overdue More Than 90 Days (4Q24)
1.1%
% of Loan Portfolio
Loan Loss Reserve (4Q24)
2.3%
% of Loan Portfolio
Basel Ratio (4Q24)
16.5%
Guidance
2025
| Expanded Credit Portfolio Growth | 7% to 12% |
| Expenses Growth (Personnel, Other Administrative and Profit Sharing) |
6% to 11% |
| Efficiency Ratio (Expenses/Income) |
36% to 38% |