Net Interest Income (4Q25)
R$713.4
million
Service Revenues (4Q25)
R$125.9
million
Net Income (4Q25)
R$275.5
million
Expanded Credit Portfolio (4Q25)
R$54.7
billion
Client Base (4Q25)
4,676
Wholesale Clients
Return on Average Equity - ROAE (4Q25)
16.3%
+90 Days Overdue (4Q25)
0.5%
% of Expanded Portfolio
Expected Credit Loss (4Q25)
2.4%
% of Expanded Portfolio
Basel Ratio (4Q25)
16.3%
Guidance
2026
R$713.4
million
Service Revenues (4Q25)
R$125.9
million
Net Income (4Q25)
R$275.5
million
Expanded Credit Portfolio (4Q25)
R$54.7
billion
Client Base (4Q25)
4,676
Wholesale Clients
Return on Average Equity - ROAE (4Q25)
16.3%
+90 Days Overdue (4Q25)
0.5%
% of Expanded Portfolio
Expected Credit Loss (4Q25)
2.4%
% of Expanded Portfolio
Basel Ratio (4Q25)
16.3%
Guidance
2026
| Expanded Credit Portfolio Growth | 6% to 10% |
| Middle Segment Expanded Credit Portfolio Growth |
12% to 18% |
| Expenses Growth (Personnel, Other Administrative and Profit Sharing) |
4% to 8% |
| Efficiency Ratio (Expenses/Income) |
37.5% to 39.5% |